NRI Fund
Repatriation (15CA/CB)
Seamlessly transfer your property sale proceeds, inheritance, and capital gains from Indian NRO bank accounts to your overseas bank in compliance with RBI and FEMA guidelines.
Chartered Accountant 15CB
We audit your tax deductions, verify capital gains computations, confirm DTAA applicability, and issue the digitally signed Form 15CB certificate required by Authorized Dealer banks.
Online Form 15CA Filing
We execute Part C online filing on the Income Tax Department portal, ensuring zero discrepancy between remitter details, beneficiary SWIFT codes, and tax assessment records.
Bank Nodal Clearance
We interface directly with your bank's Forex / Remittance branch, submit the A2 declaration, and resolve compliance queries until funds hit your overseas account.
What You Can Repatriate
Real Estate Liquidation
Proceeds from residential, commercial, or ancestral land transactions across India.
Ancestral Inheritance
Funds inherited through legal wills, probate certificates, or family succession settlements.
Financial Portfolio
Capital gains and dividends from Indian mutual funds, shares, fixed deposits, and PF balances.
Rental & Royalty Income
Accumulated commercial and residential rent streams held in Indian domestic/NRO accounts.
Answers on Remittance
What is the difference between Form 15CA and Form 15CB?
Form 15CB is a statutory certification issued by an independent Chartered Accountant verifying that taxes have been paid or deducted on the remittance funds in accordance with the Indian Income Tax Act and applicable DTAA. Form 15CA is an online declaration filed by the remitter on the income tax e-filing portal based on the 15CB certificate.
How much money can an NRI repatriate out of India per financial year?
Under the Reserve Bank of India (RBI) Liberalised Remittance Scheme and FEMA regulations, Non-Resident Indians (NRIs) and Persons of Indian Origin (PIOs) are permitted to repatriate up to USD 1,000,000 (1 Million USD) per financial year (April 1 to March 31) from balances held in their NRO accounts, including proceeds from sale of real estate, inheritance, or family settlements.
How long does the entire 15CA/15CB repatriation process take?
Once all source-of-funds documents, sale deeds, and tax payment receipts are reviewed, Fin2Excel prepares and signs Form 15CB within 48 to 72 hours. Authorized Dealer (AD) banks typically execute the international SWIFT wire transfer within 3 to 5 business days thereafter.
What documents are required by banks to repatriate property sale proceeds?
Banks require: Registered Sale Deed, original purchase deed (to prove holding period and funds source), TDS payment challan (Form 26QB or Lower TDS Certificate), Form 15CB certificate signed by a CA, Form 15CA acknowledgment, bank statement of NRO account showing credited proceeds, and FEMA declaration form A2.
Ready to Move Funds to Your Home Country?
Ensure 100% airtight tax certification and avoid bank rejections with Fin2Excel’s FEMA compliance desk.